You are probably right. In the Stripe terms of service it states:

4. Responsibilities and Disclosures to Your Customers

(iv) not use Services to sell products or services in a manner that is unfair or deceptive, exposes Customers to unreasonable risks, or does not disclose material terms of a purchase in advance;

and (v) inform Customers that Stripe and its global affiliates process Transactions (including payment Transactions) for you.

Disagree. For posts like this we should be skeptical. I've seen many posts from people saying how their Stripe, PayPal, etc. account got shut down and they're innocent. Suspiciously, they never give details about their business. But when someone manages to find info about their business it's always something shady.