It's a huge risk because the system makes it a huge risk, that's exactly the point under discussion. An unseen negative effect of alimony laws is that wealthy people are less likely to marry "beneath their station", which promotes and entrenches social inequality.

> never tried to better themselves, and who quit their low-skilled job to pursue an endless series of expensive hobby jobs(purse making, painting, selling weed edibles)

I'd say this was the bigger risk. But as with everything, it's always hard to say for sure from a distance.