Add your spouse having other constraints, and it becomes a mess to navigate sometimes.
Or are you saying if you see signs of things going downhill but things are currently good?
As an engineer you also might decide to join a SV based company and make $200k+ or you can become self-employed and deposit $56k into your 401k.
In reality anyone making $100k+ plus and living in M-LCOL area can become quite rich when comparing to other places in the world. That is if you are not buying/leasing new cars all the time and living humbly.
It's the same as setting up wish lists and checking on them periodically. You're much more likely to get a good deal if you keep tabs on the thing you want over a long period of time than just hoping you get a deal the moment you have the impulse to buy the thing.
Over time I've realized that I'm not going to be happy in any 9-5 position, so I might as well save as much money as I can until I can afford to do something else.
My only requirement is that I do what I feel like doing!
There's lots of talk of 4-day work weeks or starting a business. Or like you say -- to just exit out completely.