At the moment, the reliability problem with SSDs stems entirely from firmware bugs, rather than the underlying flash technology. All the issues you hear about with regards to drives causing blue screens or simply failing to be recognized by the system at all after a while are issues with the firmware on the controller chip - the actual flash chips themselves are pretty dumb and rarely fail catastrophically.

This will get better with time, as SSD firmware accumulates the kind of run time (in terms of number of hours x number of units in use) over years that HDD firmware has had.