This was a well written article. Having gone through over a decade of hard times, I agree that a feeling of worthlessness and self loathing can easily set in.

I would also agree with the point that when someone who has not had money for a long time that finally has a stroke of luck and gets some will find it easy to devil it away and end up broke in a short time...A fool and his money? It is easy to get money but hard to keep?

There is a book called "The Richest Man in Babylon" written by George S. Clason that touches on this matter.

https://en.wikipedia.org/wiki/The_Richest_Man_in_Babylon_(bo...

Not to be too critical about the article because as I said it was well written, but I felt as though it might be a little too intellectual for the common reader such as myself.

Sometimes elegant words make an author look smart but can create a barrier to getting the intended message out. I may be way off saying this but personally felt the vocabulary was challenging at some times.