- Social security: covered by the state through social taxes (URSSAF) like employees - Benefits: you're the boss, you can be wild :) - Renting / getting a mortgage: bankers are more and more inclined to examine your situation, especially if you can provide a good track record of recurrent / constant revenue stream
In any case, I agree completely with the original comment: going solo in France is one way to break the "glass ceiling" in terms of net revenue and career path is you feel entrepreneur.
So you can just contract for international companies out of France, pay your taxes as normal, and you still get unemployment if you get fired unexpectedly?
One last thing: at least in France (don't other countries) you are obligated to contract for multiple clients (at least 2) per fiscal year to avoid fraudulent employment and the risk of losing a client the next day. And in this day and age, landing a new client in the IT/Software/Data/AI/whatever industry is relatively easy!
When it comes to health insurance or retirement you're generally covered though.
You can plan ahead and take a FTE position when you need to rent/loan for real estate. If you do a lot of these investments then I agree it is a disadvantage, but for most people that's easy to sort out.