> keep in mind that a 1x32GB DIMM sells for less than 150$
Keep in mind that M1 Pro/Max/Ultra is LPDDR5 6400 (https://www.anandtech.com/show/17024/apple-m1-max-performanc...) connected by a 512 bit memory controller.
Whereas is a kit of 2x 32 GB LPDDR5 4800 (I could not easily locate a quote for 1x 64Gb LPDDR5 4800 DIMM, leave alone 6400) retails for USD 548 (https://www.newegg.com/crucial-64gb-288-pin-ddr5-sdram/p/N82...).
I could not locate a reliable source on the type of the SSD employed in M1 Pro/Max/Ultra, so I will refrain from remarking on the comparison.