This one is stupid. The startup R&D tax credit is essentially free money that you are giving up for no reason. Your accountant is probably being negligent for not automatically getting it for you.
Getting a product to market and getting sustainable revenue is the really, really hard part. Most of the stuff on their list is just work to be done - different kinds of technical debt, as it were. Leaving that work - even the low hanging fruit - until after the business is established is very disciplined.
Now that they’ve established a firm product and financial foundation, you could almost see this as a to-do list. They can do these other things confidently, and measure the impact of them.
Even if you were to bring up the example of when more money is printed, it decreases the amount of value that all the other money is worth, and is therefore not free.
With that basis, one may say that there are certainly some reasons why someone would not want to accept or support money that effectively dilutes value for all others.