stops only need to be adjusted for total photons gathered, not for photons per unit square
One thing that people often miss is that you can think about all of this just in terms of the absolute diameter of the aperture (not the f number, just the diameter in mm). For a given angle of view, the diameter of the aperture determines how much light you gather. The question is simply whether a photographer using a DSLR is going to be able to use an aperture that is significantly wider (in mm) than the ~4mm aperture of a phone camera. For depth of field reasons, it's unlikely that they will be able to do so.
(Also, of course, you can't stop down on a phone camera as it has a fixed aperture.)