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> I’ve generally found it much better to mount these into the filesystem and read from there.

Is there a standardized/best practice way to do this? Some convention for file names or format?

I'm fond of the XDG path convention. Which basically boils down to putting configs in ~/.config/your_app/ and secrets in ~/.config/your_app/secrets.

If you use pydantic, it supports a secrets dir with a predefined path.

There is docker secrets and some specialized convention for example to share the ssh control socket during build time etc.