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Putting off student loans that aren't charging interested in a time of high inflation is smart not stupid

I disagree, had I continued to pay the loans all of that money would have gone to principal instead of a good chunk going to interest. So I could have made some good progress on the loans themselves.

I know they are talking about forgiveness, but the numbers I see thrown around are about 10k of forgiveness and for people making less than 100k

Were the loans charging interest during that time though? You could have put the money in CDs / I bonds / savings account, earned some interest, then paid it all towards the loans when the pause ended.

Ahh I had not considered that, TBH I don't really let myself think about doing things like that given I don't have a safety net to fall back on yet.

But yes then I would agree, doing that and then putting it all towards the loans before the forgiveness ends would have been better.

But having really done nothing, if I had just continued to pay it that would have been better.

Not to mention politicians teasing loan "forgiveness" makes me afraid to make payments for fear of being a sucker when the debt is wiped away in the name of buying votes.

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