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Memorial day Madness and wacky waving inflatable arm-flailing tube men?

Free hot dogs?

Hi I'm Al Harrington..

> What am I missing?

A useless middleman.

>my credit union was better than the manufacturer's financing offer

For long stretches of time most manufacturers were offering 0% financing. Tough to beat that.

> For long stretches of time most manufacturers were offering 0% financing.

On a higher price. If you took a discount that could not be combined with the 0 percent financing, and financed using traditional financing options, you ended up paying less money.

It's kind of fun (yet horrifying) to watch how well 0% financing works with consumers, even when it's clear that you'll get a lower price without it.

Sure, the manufacturer was. This doesn't require a dealer.

did you have an opportunity to drive the car before you bought it?

Yes.