> These theoretical benefits have been around for 10+ years with little to show for it.

The closest analog to crypto distributed ledgers is, well, ledgers. If you look around you, there probably isn't a single product that could have been produced without the adoption of double entry accounting. And yet that adoption process took around 300 years.

Crypto is on the exact same trajectory. When people look around them in 300 years, there probably won't be a single product that could have been created without distributed ledger technology. But obviously this isn't going to happen in any of our lifetimes.

The IQ test is being able to see the trend even though crypto is currently at literally 0.00% adoption (on the basis of total financial transactions). Sooner or later, reality always goes to par with the math.