You're right, that's the way to look at it. If you can be transactional, it's ok and maybe you can get away with a 10hr week.

But it's still tiring to see code being merged and thinking "that's going to make X, Y and Z harder for me to do". Or being asked/told to make bad changes. Or being the one who has to do the emergency fix for the non-null assertions causing runtime exceptions in prod (which you had flagged in review and been told "the compiler is wrong, we know they can't be null").