You have a point about simple transactions, to some extent they just do what you tell them, but etherium is the poster child for crypto-anarchism. Code is law is literally the rallying cry of these systems, because taking out trust in humans and institutions is the whole point.
Even many of the stablecoins are supposedly beyond trust because they're based on financial instruments that "guarantee" their stability. Of course that's not turning out very well. If these systems are subject to human oversight, then they're open to exactly the problems of governance, institutional control and politics as anything else. Crypto-anarchism is about automating all of that away, but that puts implacable emotionless code in the driving seat, and the article explains very eloquently why that's a bad thing.