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Where and how exactly? I'm not a huge crypto fan, but what you're saying is generally a huge problem with FIAT, unless you are sending it to someone in the same country as you.

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see PayPal, TransferWise, IBAN etc.

Have you used paypal extensively? Have you not read the MANY horror stories about its arbitrary blocks, lockouts, outright thefts of funds or at least months-long freezes and so forth? All of these things happen with many other corporate platforms. Sure, they also work for millions of people but it's good to at least have an alternative that can be called on for when things go bad or you live in a place where banking isn't as smooth as it often is in interconnected western countries. What's wrong with having that? One doesn't need to be an NFT hustler, cryptobro or shitcoin scammer to appreciate these basic benefits of a means of wealth transfer that it's very difficult for governments to control.

I actually haven't heard the horror stories but I have been using PayPal relatively extensively since at least 2007 and never ever had an issue. Aside from many retail purchases in the UK I've used it to send money around the world also. I'm also pretty sure TransferWise (now "Wise") works for sending money across most of the world. Plus the latter is regulated in the UK so I know that up to £85k is guaranteed by the government to be safe. I am one of the bigger critics of government yet I trust them a lot more than anyone in crypto. Sure they've done bad, but at least they've done some good too.

I'm definitely not a crypto hater, I have used several cryptocurrencies somewhat. I wouldn't call it that smooth, and I'd also worry significantly about the lack of regulation (despite that being one of the main selling points of crypto) and the wild volatility.

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