The 'reference' implementation of the protocol, https://github.com/lightningnetwork/lnd is still in beta, with warnings about how users could lose all their money. AFAIK, there's no stable/reliable software out there.
And don't forget, ordinary users need to monitor the blockchain 24/7 in order not to lose their money by a counterparty closing their channel fraudulently.
It's far from ready for use.