> Well your past history of housing problems would suggest your optimism here is misplaced
Who is 'you' in that sentence? I can see that I have optimism, but what's my past history of housing problems?
And what makes you so sure that those past problems were caused by not enough regulation? (Instead of eg too much regulation, the wrong kind of regulation, or they might have nothing to do with regulation at all.)
> If you can pick a property based on the reputation of the builder than you're already in a class above most people.
Huh? It's always a trade-off. All else being equal, I'd grab a house from a builder (or landlord) with a great reputation before one without a reputation or even a bad reputation. I might even pay a bit extra for a great reputation.
Your argument would apply equally well to jobs: people need a job just as much as they need housing. Yet, employers with great reputation still find it easier to attract good applicants than those with lousy reputations.
> I know you want to believe that a free market fixes all of life's problems but it's really not that simple.
Who said that? Huh?
I suggested that in this specific case more regulation is not required.
The free market won't get you a girlfriend, for example. But neither would any sensible regulation.
> We have much stricter regulations in Europe and it doesn't harm our commerce. So you absolutely can have a vibrant market and regulations to protect consumers.
You know that European real GDP per capita is quite a lot lower than in the US? (You can pick almost any European country. Or pick the average etc.)
And the US is also still pretty overregulated.
I grew up in Germany, but put my money where my mouth is, and now live in rather more pro-market Singapore.