In WPA and WPA2 the password means network use is encrypted, which means a completely passive adversary can't just snoop the network so long as there's a password.
But in WPA3 even without a password everything is encrypted anyway, your station says "Hey, I'm joining this network here's a number" and the AP says "Welcome aboard, here's a different number" and now you've got encrypted networking. Obviously with no password the AP could be an imposter, but passive snooping is impossible.
On the other hand, if you're dead set on identifying users, there's no substitute for the Enterprise WiFi behaviour all the way from WPA onwards where users have a username and password, doing this locally for your home WiFi is very annoying, but at scale it's convenient yet able to be responsible. The entire world's academic community have a single such network EduROAM, if you're an MIT student and you happen to be in the library of a Polish university, your WiFi just works, or if you're a Cambridge professor giving a talk at the University of Sydney in Australia, same deal. The institution where you're a guest knows your identity (often email address), but doesn't see your credentials (password in most cases), it's trusting your home institution to validate that identity.