Look, I am sure your life was very hard, it sounds like you worked your ass off... but things can get much worse. Also you could have health complications or get hit by a car getting to work one day and have everything come crashing apart at the snap of a finger for no fault of your own. That doesn't mean you had it easy or that there werent other people around you that you succeeded over because you worked harder.

Your anecdotal experience of your life is just that, anecdotal. If you look at the numbers things are genuinely getting much worse for people (well there has been a blip up in workers organizing in some industries for better treatment, but compared to 30 years of careful dissassembly of the social safety net in the US it is still just that.. a blip.).

You HAVE relatives that had the capacity to house you and your kids!?!? Is your survivorship bias really stunting your empathy that much that you can't see how much worse it would be if you had literally no one to turn to? One mistep and stumble leads quickly to another too, if you were unhoused it would have been far harder to convince a landlord to allow you to rent then being able to say you were staying with relatives, no you have been branded with "homeless" and society deems you as deserving to be homeless because you must have done something to cause it.

You gotta work on your empathy bud