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Your timeline could use some work. Oblivion's 'horse armor' DLC was in 2006, and the first DLC came about a decade prior. The earliest I could find was the "Cuss Pack" for Redneck Rampage from 1997. Also, you cannot withdraw money from your Steam account.

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Very nit-picky. I didn't say DLC itself was bad, but the scale at which TF2 and Portal 2 had these elements was rather unprecedented (having bundles going into the hundreds of dollars).

Also, sure, you can't withdraw from a Steam account. But that doesn't mean it's not monetary value. It's easy enough to find someone who wants a game and you buy them a gift and they give you the money instead. And paying for CSGO items outside the ecosystem is tolerated enough that people still do it.

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