That's nice anecdote. When a thief intercepted my credit card information, my bank accused me of lying and made sure the thief could keep all the money, including going through the full appeals process for fraud reporting where my claim was denied at every step. Then the bank kept insinuating that my family members must have stolen the money, and called into question my credibility in a condescending tone. Honestly I've found fraud protection at the bank to suck horribly.

With my crypto transactions I never send the private key with it, unlike with credit card payments where I transmit the private information (CC numbers). Going off anecdotes, I've found crypto to be vastly safer for my transactions than the banking system.