Random correctable errors are rare but they do happen - at least if you overclock your RAM ("gaming" RAM often is already pre-overclocked). Might just be confirmation bias but I noticed ECC errors and then later heard there was a solar flare around the time.
I also replaced a DIMM that was starting to get more frequent ECC errors once. As OP found the mapping for consumer boards requires to some trial and error - my motherboard documentation even had a table but the numbering was different from the one used in Linux :/
I don't think I'm ever going to use a non-ECC desktop again, the additional cost is not that high for the extra safety against silent corruption.