I think the first few lines are fear mongering. Apple is obviously not going to ask for a cut when you transfer money in a banking app, pretty sure that will borderline be illegal. Same goes for E-commerce.

> We slowly turn into a world where everything can be managed via an app

Is it not fair then, for a company creating a platform for the app, making your app available to billions of users, while also keeping the platform safe and providing new features and capabilities consistently to ask for a cut of transactions made on their platform?