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You're mixing up two different things: landlords borrowing from the security deposits they're holding while tenants are still there, and landlords wrongfully keeping security deposits when tenants move out. I agree the latter is bad but not the former.

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sorry, property managers are NOT the landlords. In the United States, a big portion of rentals are managed by a third party property manager who is hired by the landlord to manage on their behalf. I'm specifically talking about them who are mishandling/using tenant security deposits that they are holding. we call them "management held security deposits"

Even so. As long as I get my security deposit back when I move out, why should I care what's happened with it in the meantime?

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