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skeeter2020

>> refuse to buy heat pumps even though the payback is measured in years.

Someone who has to scrape together $1000 NOW to heat their home this winter isn't "refusing to buy a heat pump".

We're back to "it's expensive to be poor". I have friends in the same situation, except they rent their home, so they couldn't even invest in a heat pump if they had the money. Overall they could have a rather significant amount of money each year, if they bought a home. That would require being able to afford the down payment... Which they could, if they had access to the potential savings from owning their own home.

It's a vicious circle, trapping the poorest in a circle of poverty from which there is little escape, even in social welfare states.

Ya, that's not whybthey can't scrape together the down payment and it isn't a viscious cycle. At best its a catch 22, not a cycle.

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