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For any or all of the following reasons:

1. Because humans have an understood limit on intelligence.

2. Because we have systems in place to keep humans in check.

3. Because humans have a distinct physical location and thus stricter limits on their direct and indirect influence.

4. Because humans can't copy themselves.

None of this addresses the quote in parent comment. My point is the distinction is irrelevant. People deceive people all the time. There's no consolation in knowing that a scammer was human, or frustration that they were AI. Either way, you were scammed.

Yes there is, because the breadth of the deception differs, as does the recourse. If you were defrauded you can sue or have the police investigate and people could be jailed. What's the recourse for AI?

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