Really hard to underestimate how bad and old the doublespeak is.
You ever thought about how a credit card is a debt card?
Whereas, it's the debit card that actually spends your credits?
You ever thought about how a credit card is a debt card?
Whereas, it's the debit card that actually spends your credits?
When your account is credited, that means you gain money. That's the definition of "credit."
So yes, you are creating credits for the credit card company, against you. What you are gaining is debt/liability. Which why it's weird for it to be "your" credit card.
If I have a Chuck E. Cheese game token card, that doesn't mean I owe Chuck E. Cheese tokens.
A credit card offers you credit.
credit: noun An arrangement for deferred payment of a loan or purchase.