Ok, if you get into Harvard, go to Harvard. Your opportunities in the long run should outweigh any sort of student loans you have to pay back. If you're going to NoName Private College that's 90% of the cost of Harvard, go to state school instead.

And apply to scholarships. Lots and lots of scholarships.

Sounds like a hidden bonus; encouraging people not to be lawyers!

So a 4 year degree is on the order of 30k, aka what a lot of people pay for one year on campus. That’s pretty easily achievable on entry level salary (I know, work while you’re in school, le horror). Even if you have to take loans the whole way that’s a car note.

Are there people who this is out of reach of? Yes. Would it be cool if it were free? Of course. Is it crippling debt that makes a comfortable life impossible? Don’t be absurd.