Ok, so you think being in a bubble with people that agree with you is worth 16% of your income a year. Meaning if you work 30 years you need to work 4.8 years longer to retire. This doesn't take into account investment returns.
Edit: also, bubble? In what sense? Tech? Sure: there's definitely an assumption about the use and understanding of tech here. Politically? Hardly--this place is an oddball mix of libertarianism, hand-wringing liberalism, apathy, and tons more. It's also not a cultural bubble; the exact opposite in fact, especially compared to Florida.