What's even more disturbing is that I'm now getting calls from people talking in Hindi. I answer in English but they ask me to switch to Hindi. (I'm from Pakistan and speak Urdu which is mutually intelligible with Hindi). I'm guessing it's to build familiarity/trust.
They want to pay off my phone, electric and other bills and in return I pay them 50% of the amount. I give them fake info and try to keep them on as long as possible... asking them to repeat multiple times. Sometimes I'll tell how thankful I am that they came to me with this 50% off offer because I'm facing financial troubles. Not once did any of them fell bad about trying to scam a poor person. Their response is usually something like "This is exactly why we are offering this service, to help people like you".
Eventually they get frustrated and hangup. This way I can hurt their ROI just a bit.
The remediation here needs to be statutory: (1) anti-spoofing needs to happen at the carrier level and not just the terminating connection, and (2) forwarding services need to be subjected to additional oversight and transparency requirements.
Edit: I think a generally useful framing for these kinds of criminal enterprises is comparison to US wage theft: nearly the same amount is stolen from US workers each year in just the top 10 states[1]. This doesn't somehow excuse phone fraud, but you don't see the same kind of grousing for cutting Fortune 500s off of the Internet.
[1]: https://www.epi.org/publication/employers-steal-billions-fro...
Cutting F500s off the internet would do nothing about wage theft. There is considerable advocacy for strong action to bring wage theft under control, too. So, I’d say this analogy fails its purpose on multiple levels.