But vast majority of banks will call you and go "yo, wtf", some even outright lock your account (with many false positives but still) from doing so.
There is zero chance that will happen for bitcoin.
There is zero chance that will happen for bitcoin.
You can have a rule that allows spending <$1k at known places, but anything over that has to have approval from 3/5 board members, or your manager etc. Any spending rule can be coded like this.