A monolith can also scale vertically with mechanisms to redeploy on fatal errors. If all starts failing, you may have a problem. But you can get the same problems with a microservices that is in the critical path
Networks could have unexpected delays, routing errors and other glitches. At least with a monolith you can often find a stacktrace for debugging. I have seen startups that have limited traceability and logging when using micro services.
When a small startup has to manage "scalable" K8s infrastructure in the cloud, distributed tracing and monitoring is often not prioritized when you are a team of 5 developers trying to find a product market fit.
I am not against microservices (I work with them daily) but you just trade one type of stability problem with another