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Would you be willing to share why you were charged $20k?

I'm interested in projecting my health care expenses in retirement and I've heard of healthcare costs exceeding out of pocket max, but it's rare that I get to actually ask!

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out of pocket and out of network specialists. There was one specialist that wasn't in my plan and that cost me about $10K. Frankly it's worth it to me to get the best person I can find and pay for it than getting someone sub par but covered by my insurance.

Thank you for sharing. I didn't realize that insurance wouldn't cover or reimburse you for out of network once you are over the out of pocket max.

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