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> First, c'mon, people don't (directly) finance sandwiches. Have you ever seen a sandwich shop accept Klarna?

I put a (vegan) sausage roll from Gregg's on Monzo Flex the other day...

And when you miss a payment, what do they repo?

They can repo all of these stale sausage rolls but I don't think it'll be worth their time.

They repo your ass, and everything you own