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For me, click pay, click bank, enter username+password, enter 1-time code, verify the details, get sms with second 1-time code and enter that. Done.

I hate trying to remember my cc number, expiration date, and CVS... And then doing that exact same thing above.

Nevertheless I choose to use a credit card almost all the time because of the purchase protections and rebates.

Brilliant. I hope we can get closer to this state side with FedNow instant payments coming soon.