Those charges don't look exorbitant. They seem to be inline with what PayPal charges.
PayPal normal: 2.99% + 0.39€
PayPal Microtransactions: 4.99% + 0.09€
So Stripe still has some edge vs PayPal in all but non-EU cards. Not sure if they offer a microtransaction optimized fee schedule, if not, PP is far better there.