You may ask why this matters, but I just installed 6.1 in Debian (testing) a couple of days ago, and it has a fatal bug in a graphics driver I think (AMD iGPU Ryzen 5) - as soon as I start a browser in GNOME, the signal to the monitor is lost and I have to reset. I installed 5.18 in the console, and it works fine.
I haven't figured out how to report the bug, but I also have a hunch that it's probably already fixed. And that's why you make these long-term support releases. You stop refactoring/adding features that destabilize the code, and just fix bugs, and end up with a well-tested fossil. In theory you'd have automated tests of everything, and then you wouldn't need these fossils. But in practice you don't.
This and LTS releases usually receiving important security backports reasonably quickly (compared to non-LTS versions) unless you somehow have certain expensive "Enterprise Linux" licenses and can coerce the licensor to do the backporting of the security fix for you.
Syscalls are not the Linux Kernel interface. Syscalls are core mechanisms to access protected/secure resources. Memcpy, fopen, etc. But the Kernel has much more to it's ABI than just syscalls and those are not guaranteed to be stable.
If everything is working for you, and you don't need any features or enhancements from a newer kernel, it's totally reasonable for a normal user to not want to risk frequent kernel upgrades.
There are a lot of changes going into longterm supported branches: 10s of thousands of patches that were developed and tested against a different codebase written many years into the future are being backpatched into up to 6 year older codebase on top of other randomly picked patches with a hope/assumption that everything will work out the same way it does on mainline. It often does, but uh...
Mainline gets months of testing for each final release, stable releases get about a week of testing at most.
I definitely put my trust into mainline as a regular user. I also like the support for my HW to keep improving as a regular user, which mostly happens with mainline, if I have recent HW.
I view long term supported releases as speciality release useful for some very specific situations, like for device manufacturers who dislike instability of internal kernel apis and can validate each such release against extensive testsuite before pushing it to users. I would not run it as a normal user. (maybe with an offset of several releases, to have more testing for each stable release by others before I move to it)