Stripe works closely with banking partners and card networks in many countries. These institutions have strict rules that govern them. We have an obligation to uphold those rules—and so the decision to support a business isn't solely up to Stripe. We wrote more on that here (as it can be a understandable source of confusion): https://stripe.com/blog/why-some-businesses-arent-allowed.

Essay mills fall under the category of "deceptive" products and services. It's clear we made a mistake here in looking at this particular business and we've re-enabled the account (https://news.ycombinator.com/item?id=34802504). In particular, we didn’t correctly distinguish between augmenting the ability to write content vs. buying essays to commit academic fraud. We'll be revisiting our internal policies to better dilineate between these categories.