I love how the white house is trying to paint this as an issue with lack of oversight and the need for MORE regulation when that's not even the issue.
Hopefully they look into the exec stock sales over the past few months. If money in a checking account is not safe, and I can't spend cash over 10k without a ton of paperwork, where can I keep cash that is safe?
These people rarely go to jail, and if they do it's a minimum sentence in low security white-collar "jail". The politicians will do everything they can to keep their donors donating.
The fact they ARE and continue engaging in this behavior right now proves you're just wrong about any possible "risk" they perceive.
Maybe they weren't?
Also, is your stance that if the majority don't do it then there's no incentive to be risky like these failed banks?
What happens if the government continues the trend of bailing them out? Do you think maybe banks will start to see a pattern and start changing investments?