> Housing is a tough problem in the same way the medical care is a tough problem. There are economics at play and individuals finances. I don't have a good solution but have trouble accepting blanket statements that sort of hand wavily ignore real market demand for things.

These are not hard nor tough problems. Every industrial nation and many developing nations have the medical care issue solved. The US ignores solutions to the medical care issue due to our corrupt political system. Remove Legal Bribery from the political system and the US would implement a number of solutions that would solve about 80% of the medical care issues.