We have shared wood/etc shops, even in small towns. "Makerspace" is one common name for them. Major issues include: storage, tool quality/maintenance, limited hours, staffing, high cost, clashing personalities.
In either case, you'd likely need to drive to get to them. Some apartment complexes have shared gyms, but most of my landlords have been pathologically worried about insurance risks. I'm not sure they would be eager to go along with installing a communal lathe. As for gardens, I once lived somewhere that had small tin beds on the roof, but the landlord rented them out for $300/mo each...there were people who paid to use them, but I thought it was a ridiculous ask for a couple sqft of soil.
There's a reason we call our abode our own "neck of the woods" :)
Wood shops are pretty expensive but not crazy so. The quality of the tools leaves a lot to be desired though