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It'd be so cosmically funny to end up having to go do banking in actual banks because silicon valley innovated us into a dead end with AI.

History is circular. Another example, we have cars and yet are pushing to move back to not having them.

I hope so.

You already need to meet someone in person to get a true feel for them. There are so many things that don't come throug video. Smell, for instance, generally plays an important role in our perception.

Quite sure lot of people would be happy to smell other people less :)

Some financial institutions already support this concept. Accounts can be flagged to require a live video chat to transfer money or even require being in-person and showing state ID.