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The last car I had was broken into in Tukwila. Window smashed. It was really annoying to get it fixed, so I just left my doors unlocked for the rest of the time I owned the car. There was one instance where someone went in my car and dug around. Better than getting the window broken again.

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Aren’t you out of luck with insurance if the car is recovered but wasn’t broken into? Same as a burglary and there is no sign of forced entry, won’t the insurance deny the claim because you didn’t act prudently and locked your door?

Not op, but my car has an active exploit for the key fob that won't ever get fixed. (Thanks Honda) many cars have similar.

"I make a point of locking my car. This explicit exists. Prove I was negligent."

Tangentially, if you install subwoofers, use a quick disconnect (and a fuse). At least if the subs get stolen, your car won't burn down.

It was an older car that I drove until it wasn't worth fixing anymore. I just had liability insurance.

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