I'm sure you've been trying to come up with a solution regarding your situation with the sibling for a long time, and it must be a very difficult situation with no easy solution, but my opinion is that there has to be some kind of ultimatum so that you can go forward with your life as well.
I'm really careful as I write this as I don't know what your sibling is going through, and I don't mean a single bit of disrespect to your sibling, but is it possible that they won't commit suicide even if you aren't around to help? When faced with the prospect of destitution due to you no longer being available to provide 100% of your sibling's care, do you think there's a chance that your sibling would finally change and decide to take steps to gradually become independent? Since only you know what your sibling is like, you can disregard my comment if it's probable that your sibling will kill self when forced with no longer being able to continue their current shut-in lifestyle.