So people can try to make it do whatever; the banking backend logic won’t execute it, so it doesn’t matter. The user will just be wasting their own time.
Until of course neo-neo-web3-gpt-banks pop up that are ‘built up from the ground with ai’. But those will fail regulatory before they launch anyway.
But I personally do not want a chat interface. I find communicating with a computer via natural language to be more cumbersome than using a decent traditional interface. Perhaps some banks have worse interfaces than others, but I'm happy with what I have now.
If others want a chat interface, then great! Hopefully it can be an addition rather than a replacement.
Confirmations will obviously be a requirement, just like they are in traditional UIs.