Receiving SEPA is not instant however, it usually takes 24 hrs or longer in case of weekends.
When I lived in Canada I really took e-transfer for granted and was surprised to learn it's not a thing in other places.
When I lived in Canada I really took e-transfer for granted and was surprised to learn it's not a thing in other places.
But even old school SEPA transfers shouldn't take more than a few hours nowadays, outside weekends and holidays.
I believe https://empsa.org members should eventually be interoperable with UPI, among others.