You are just highlighting the smallest position of the article. I imagine it is honest on the young adult's part, but not on the employers side. I think you are being disingenuous by ignoring the bigger issues in this article, removal of parental consent for under 16 and many illegal immigrant minors working these positions who are in more precarious positions to defend their rights. I would be surprised if these people are getting health insurance from their employer.
My country is highly urban and sixteen year olds can work, but they also have access to public health care (covered by taxes, no cost at use).