So if MOHELA were actually harmed -- shouldn't they be the plaintiff in the lawsuit?
https://en.wikipedia.org/wiki/Higher_Education_Loan_Authorit...
Edit: In reality, the technicalities in this case stretch that analogy - Adler writes about that as well in his penultimate paragraph, linking to opinions falling on either side:
https://reason.com/volokh/2023/02/08/arguments-for-standing-...
https://reason.com/volokh/2023/02/09/third-party-standing-do...
https://reason.com/volokh/2022/09/05/does-anyone-have-standi...