Fluid intelligence drops with age:
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4906299/
You weren't an idiot as a teenager. You were just uneducated and inexperienced.
Personally, my decaying mental performance over the years is almost palpable. I feel like I am half-dead now compared to who I was 20 years ago. Sure I was nuts due to the powerful emotions, but that just means I was alive, not a talking corpse that I am now.